Retirement Plans

Private Pension Plan Overview

Protecting Your Retirement Income from Taxes

IUL-IRC Section 7702 (a) Tax Free Retirement

How Indexed Universal Life Insurance Works? I Tax Free Retirement Series

Time Magazine and MSNBC – Retiring the 401k – Infinite Banking

The TRUTH About the 401k Sham – Age 30 to 65

The 401k Fallout

The Truth Behind Hidden Fees in 401(k) Plans (Part 1/3)

The Truth Behind Hidden Fees in 401(k) Plans (Part 2/3)

The Truth Behind Hidden Fees in 401(k) Plans (Part 3/3)

Why the 401k Doesn’t Work

Secret “770 Account”

Learning Social Security basics can improve your retirement planning – Let’s Get Down to Business

How to maximize your Security Social Benefits – Steve Savant’s Money, the Name of the Game

How Do REITs Work?

Life Insurance Trust Explained w Ease of Understanding

The Living Trust Seminar – Inheritance Planning for You and Your Family in 2014 and Beyond

How to Protect Your Assets from Nursing Home Seizure |The Power Of Money

The Federal Reserve: Biggest Scam In The History Of Mankind – Hidden Secrets of Money Ep 4

***Disclaimer: The material on the site is made available with the understanding that we are not engaged in providing you with professional advice. The intended use of these public videos are for educational use only.***

The process of planning for retirement, specifically in terms ofmaking financial plans. Most often, retirement planning involves depositing money into a retirement account, and purposefully saving money for the future. There are many different types of retirement plans available, including an Individual Retirement Account (IRA) and a 401(k) plan. In most cases, employees are provided with a retirement plan by their employer, and contributions to the plan are deducted from the employee’s paycheck. Some employers will match a certain percentage of an employee’s contributions, adding more money to their account. Most plans have different rules and guidelines, including details such as when the money can be withdrawn.

What is retirement planning?

Retirement planning is the process of planning and managing your short and long-term finances to help achieve your financial dreams both during your working years and retired life. It involves analyzing your financial objectives, current financial position and expected future cash flow to develop a comprehensive retirement roadmap.

Why is retirement planning required?

Without a judicious retirement plan in place you run the risk of outliving your savings and not being able to maintain the desired lifestyle in your retirement years. You also run the risk of not being able to accumulate enough corpus for your dependents owing to unfortunate and uncertain events like death, disability etc.

Retirement planning helps you determine how much to save today for retirement; how to invest your savings to get the desired returns; how to protect your assets and provide for in case of unfortunate events and how to make judicious use of retirement income post retirement.

What are the benefits of Retirement Planning?

Retirement planning helps you maintain your desired lifestyle during old age. It helps you plan for key life stage events leading up to retirement. It provides financial security to you and your dependents by enabling you to make prudent investments during your working years. It also enables you to make the best use of your hard-earned money post retirement. One of the key benefits of effective retirement planning is to cover for any contingencies arising from uncertain events, which can compromise your ability to meet your financial goals.

Divine Insurance Group offers free, comparative quotes on retirement plans from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.

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